<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 531,807 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,518,000 <TRADING-ASSETS> 28,536 <INVESTMENTS-HELD-FOR-SALE> 755,830 <INVESTMENTS-CARRYING> 3,980 <INVESTMENTS-MARKET> 3,980 <LOANS> 3,217,689 <ALLOWANCE> 58,007 <TOTAL-ASSETS> 6,222,692 <DEPOSITS> 5,546,935 <SHORT-TERM> 135,974 <LIABILITIES-OTHER> 73,806 <LONG-TERM> 76,577 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 243,204 <OTHER-SE> 146,196 <TOTAL-LIABILITIES-AND-EQUITY> 6,222,692 <INTEREST-LOAN> 143,352 <INTEREST-INVEST> 19,037 <INTEREST-OTHER> 11,827 <INTEREST-TOTAL> 174,216 <INTEREST-DEPOSIT> 42,046 <INTEREST-EXPENSE> 48,510 <INTEREST-INCOME-NET> 125,706 <LOAN-LOSSES> 19,966 <SECURITIES-GAINS> 12 <EXPENSE-OTHER> 109,157 <INCOME-PRETAX> 50,187 <INCOME-PRE-EXTRAORDINARY> 29,942 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,942 <EPS-PRIMARY> 0.76 <EPS-DILUTED> 0.72 <YIELD-ACTUAL> 6.07 <LOANS-NON> 25,919 <LOANS-PAST> 0 <LOANS-TROUBLED> 23,652 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 51,143 <CHARGE-OFFS> 14,167 <RECOVERIES> 1,065 <ALLOWANCE-CLOSE> 58,007 <ALLOWANCE-DOMESTIC> 58,007 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0