<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                         155,306
<INT-BEARING-DEPOSITS>                          13,931
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                70,529
<INVESTMENTS-HELD-FOR-SALE>                    111,242
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,793,616
<ALLOWANCE>                                     27,271
<TOTAL-ASSETS>                               2,415,562
<DEPOSITS>                                   1,514,805
<SHORT-TERM>                                   139,253
<LIABILITIES-OTHER>                            128,264
<LONG-TERM>                                    289,835
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       142,169
<OTHER-SE>                                     204,060
<TOTAL-LIABILITIES-AND-EQUITY>               2,415,562
<INTEREST-LOAN>                                 98,664
<INTEREST-INVEST>                                9,035
<INTEREST-OTHER>                                 5,804
<INTEREST-TOTAL>                               113,503
<INTEREST-DEPOSIT>                              38,198
<INTEREST-EXPENSE>                              57,446
<INTEREST-INCOME-NET>                           56,057
<LOAN-LOSSES>                                    7,300
<SECURITIES-GAINS>                                   6
<EXPENSE-OTHER>                                 56,792
<INCOME-PRETAX>                                 46,580
<INCOME-PRE-EXTRAORDINARY>                      46,580
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    29,162
<EPS-PRIMARY>                                     0.75
<EPS-DILUTED>                                     0.71
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                     63,890
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                38,047
<CHARGE-OFFS>                                   19,366
<RECOVERIES>                                     1,290
<ALLOWANCE-CLOSE>                               27,271
<ALLOWANCE-DOMESTIC>                            27,271
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0