<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 155,306 <INT-BEARING-DEPOSITS> 13,931 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 70,529 <INVESTMENTS-HELD-FOR-SALE> 111,242 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 1,793,616 <ALLOWANCE> 27,271 <TOTAL-ASSETS> 2,415,562 <DEPOSITS> 1,514,805 <SHORT-TERM> 139,253 <LIABILITIES-OTHER> 128,264 <LONG-TERM> 289,835 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 142,169 <OTHER-SE> 204,060 <TOTAL-LIABILITIES-AND-EQUITY> 2,415,562 <INTEREST-LOAN> 98,664 <INTEREST-INVEST> 9,035 <INTEREST-OTHER> 5,804 <INTEREST-TOTAL> 113,503 <INTEREST-DEPOSIT> 38,198 <INTEREST-EXPENSE> 57,446 <INTEREST-INCOME-NET> 56,057 <LOAN-LOSSES> 7,300 <SECURITIES-GAINS> 6 <EXPENSE-OTHER> 56,792 <INCOME-PRETAX> 46,580 <INCOME-PRE-EXTRAORDINARY> 46,580 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,162 <EPS-PRIMARY> 0.75 <EPS-DILUTED> 0.71 <YIELD-ACTUAL> 0 <LOANS-NON> 63,890 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 38,047 <CHARGE-OFFS> 19,366 <RECOVERIES> 1,290 <ALLOWANCE-CLOSE> 27,271 <ALLOWANCE-DOMESTIC> 27,271 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0