<ARTICLE> 9
<MULTIPLIER> 1,000
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996
<PERIOD-START> JAN-01-1997 JAN-01-1996
<PERIOD-END> JUN-30-1997 JUN-30-1996
<CASH> 20,550 116,778
<INT-BEARING-DEPOSITS> 241,285 45,881
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 37,408 0
<INVESTMENTS-HELD-FOR-SALE> 45,134 6,596
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,718,551 1,747,210
<ALLOWANCE> 24,520 13,951
<TOTAL-ASSETS> 2,277,736 2,121,039
<DEPOSITS> 1,260,991 989,224
<SHORT-TERM> 358,129 709,967
<LIABILITIES-OTHER> 104,794 122,895
<LONG-TERM> 289,792 88,189
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 147,208 142,892
<OTHER-SE> 110,087 64,650
<TOTAL-LIABILITIES-AND-EQUITY> 2,277,736 2,121,039
<INTEREST-LOAN> 96,442 88,282
<INTEREST-INVEST> 6,754 2,389
<INTEREST-OTHER> 1,391 3,209
<INTEREST-TOTAL> 104,587 93,880
<INTEREST-DEPOSIT> 34,084 30,010
<INTEREST-EXPENSE> 60,056 67,738
<INTEREST-INCOME-NET> 44,531 26,142
<LOAN-LOSSES> 8,606 3,525
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 54,852 50,930
<INCOME-PRETAX> 25,105 92,536
<INCOME-PRE-EXTRAORDINARY> 25,105 92,536
<EXTRAORDINARY> (3,995) 0
<CHANGES> 0 0
<NET-INCOME> 21,110 51,657
<EPS-PRIMARY> 0.55<F1> 1.46<F1>
<EPS-DILUTED> 0.52<F1> 1.35<F1>
<YIELD-ACTUAL> 4.29 3.88
<LOANS-NON> 48,312 43,266
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 1,314
<ALLOWANCE-OPEN> 19,999 13,729
<CHARGE-OFFS> 7,969 3,361
<RECOVERIES> 607 58
<ALLOWANCE-CLOSE> 24,520 13,951
<ALLOWANCE-DOMESTIC> 24,520 13,951
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
<FN>
<F1>RESTATE JUNE 30, 1997 AND 1996 FINANCIAL DATA SCHEDULE PER FAS 128.
</FN>