<ARTICLE> 9
<MULTIPLIER> 1,000
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996
<PERIOD-START> JAN-01-1997 JAN-01-1996
<PERIOD-END> SEP-30-1997 SEP-30-1996
<CASH> 47,469 57,938
<INT-BEARING-DEPOSITS> 191,406 314,192
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 66,028 0
<INVESTMENTS-HELD-FOR-SALE> 32,355 7,937
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,721,155 1,629,923
<ALLOWANCE> 28,699 14,461
<TOTAL-ASSETS> 2,410,693 2,246,137
<DEPOSITS> 1,244,409 1,052,352
<SHORT-TERM> 503,755 338,000
<LIABILITIES-OTHER> 134,780 146,222
<LONG-TERM> 289,803 88,169
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 147,381 142,943
<OTHER-SE> 124,677 74,082
<TOTAL-LIABILITIES-AND-EQUITY> 2,410,693 2,246,137
<INTEREST-LOAN> 133,008 139,284
<INTEREST-INVEST> 17,001 2,831
<INTEREST-OTHER> 2,142 6,957
<INTEREST-TOTAL> 152,151 149,072
<INTEREST-DEPOSIT> 52,699 44,652
<INTEREST-EXPENSE> 89,670 100,767
<INTEREST-INCOME-NET> 62,481 48,305
<LOAN-LOSSES> 9,650 6,142
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 84,319 79,117
<INCOME-PRETAX> 84,990 118,785
<INCOME-PRE-EXTRAORDINARY> 39,694 61,090
<EXTRAORDINARY> (3,995) 0
<CHANGES> 0 0
<NET-INCOME> 35,699 61,090
<EPS-PRIMARY> .93 1.72
<EPS-DILUTED> .87 1.60
<YIELD-ACTUAL> 0 0
<LOANS-NON> 65,006 46,585
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 44,061 13,729
<CHARGE-OFFS> 16,016 5,523
<RECOVERIES> 654 113
<ALLOWANCE-CLOSE> 28,699 14,461
<ALLOWANCE-DOMESTIC> 28,699 14,461
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0<F1>
<FN>
<F1>RESTATED SEPTEMBER 30, 1997 AND 1996 FINANCIAL DATA SCHEDULES PER FAS 128
</FN>