<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 1,206,206 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 757,500 <TRADING-ASSETS> 77,025 <INVESTMENTS-HELD-FOR-SALE> 670,613 <INVESTMENTS-CARRYING> 3,860 <INVESTMENTS-MARKET> 3,860 <LOANS> 3,514,708 <ALLOWANCE> (63,732) <TOTAL-ASSETS> 6,420,722 <DEPOSITS> 5,826,602 <SHORT-TERM> 50,914 <LIABILITIES-OTHER> 73,333 <LONG-TERM> 81,747 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 271,462 <OTHER-SE> 116,664 <TOTAL-LIABILITIES-AND-EQUITY> 6,420,722 <INTEREST-LOAN> 74,587 <INTEREST-INVEST> 8,355 <INTEREST-OTHER> 4,490 <INTEREST-TOTAL> 87,432 <INTEREST-DEPOSIT> 21,768 <INTEREST-EXPENSE> 24,605 <INTEREST-INCOME-NET> 62,827 <LOAN-LOSSES> 4,794 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 56,455 <INCOME-PRETAX> 23,566 <INCOME-PRE-EXTRAORDINARY> 14,223 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 14,233 <EPS-PRIMARY> 0.34 <EPS-DILUTED> 0.33 <YIELD-ACTUAL> 5.25 <LOANS-NON> 42,952 <LOANS-PAST> 0 <LOANS-TROUBLED> 7,287 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 62,649 <CHARGE-OFFS> 4,181 <RECOVERIES> 470 <ALLOWANCE-CLOSE> 63,732 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0