<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> MAR-31-1998 <CASH> 67,405 <INT-BEARING-DEPOSITS> 118,249 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 40,498 <INVESTMENTS-HELD-FOR-SALE> 112,685 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 1,568,535 <ALLOWANCE> 38,529 <TOTAL-ASSETS> 2,209,553 <DEPOSITS> 1,280,062 <SHORT-TERM> 172,713 <LIABILITIES-OTHER> 132,980 <LONG-TERM> 289,824 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 144,169 <OTHER-SE> 187,797 <TOTAL-LIABILITIES-AND-EQUITY> 2,209,553 <INTEREST-LOAN> 44,986 <INTEREST-INVEST> 5,877 <INTEREST-OTHER> 2,095 <INTEREST-TOTAL> 52,958 <INTEREST-DEPOSIT> 18,287 <INTEREST-EXPENSE> 27,213 <INTEREST-INCOME-NET> 25,745 <LOAN-LOSSES> 3,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 24,029 <INCOME-PRETAX> 23,553 <INCOME-PRE-EXTRAORDINARY> 12,900 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 12,900 <EPS-PRIMARY> .33 <EPS-DILUTED> .32 <YIELD-ACTUAL> 0 <LOANS-NON> 39,529 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 38,047 <CHARGE-OFFS> 7,590 <RECOVERIES> 813 <ALLOWANCE-CLOSE> 35,120 <ALLOWANCE-DOMESTIC> 35,120 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0