<ARTICLE> 9
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         486,568
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             1,531,000
<TRADING-ASSETS>                                53,596
<INVESTMENTS-HELD-FOR-SALE>                    761,518
<INVESTMENTS-CARRYING>                           3,831
<INVESTMENTS-MARKET>                             3,831
<LOANS>                                      3,605,134
<ALLOWANCE>                                   (70,200)
<TOTAL-ASSETS>                               6,595,287
<DEPOSITS>                                   5,728,489
<SHORT-TERM>                                   170,731
<LIABILITIES-OTHER>                            109,073
<LONG-TERM>                                    180,431
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       269,278
<OTHER-SE>                                     137,285
<TOTAL-LIABILITIES-AND-EQUITY>               6,595,287
<INTEREST-LOAN>                                152,155
<INTEREST-INVEST>                               18,033
<INTEREST-OTHER>                                 9,462
<INTEREST-TOTAL>                               179,650
<INTEREST-DEPOSIT>                              44,168
<INTEREST-EXPENSE>                              51,329
<INTEREST-INCOME-NET>                          128,321
<LOAN-LOSSES>                                   14,820
<SECURITIES-GAINS>                                  54
<EXPENSE-OTHER>                                114,880
<INCOME-PRETAX>                                 57,212
<INCOME-PRE-EXTRAORDINARY>                      34,035
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    34,035
<EPS-BASIC>                                       0.81
<EPS-DILUTED>                                     0.79
<YIELD-ACTUAL>                                    5.23
<LOANS-NON>                                     49,608
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 5,704
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                62,649
<CHARGE-OFFS>                                    8,363
<RECOVERIES>                                     1,094
<ALLOWANCE-CLOSE>                               70,200
<ALLOWANCE-DOMESTIC>                            70,200
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0