<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 486,568 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,531,000 <TRADING-ASSETS> 53,596 <INVESTMENTS-HELD-FOR-SALE> 761,518 <INVESTMENTS-CARRYING> 3,831 <INVESTMENTS-MARKET> 3,831 <LOANS> 3,605,134 <ALLOWANCE> (70,200) <TOTAL-ASSETS> 6,595,287 <DEPOSITS> 5,728,489 <SHORT-TERM> 170,731 <LIABILITIES-OTHER> 109,073 <LONG-TERM> 180,431 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 269,278 <OTHER-SE> 137,285 <TOTAL-LIABILITIES-AND-EQUITY> 6,595,287 <INTEREST-LOAN> 152,155 <INTEREST-INVEST> 18,033 <INTEREST-OTHER> 9,462 <INTEREST-TOTAL> 179,650 <INTEREST-DEPOSIT> 44,168 <INTEREST-EXPENSE> 51,329 <INTEREST-INCOME-NET> 128,321 <LOAN-LOSSES> 14,820 <SECURITIES-GAINS> 54 <EXPENSE-OTHER> 114,880 <INCOME-PRETAX> 57,212 <INCOME-PRE-EXTRAORDINARY> 34,035 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 34,035 <EPS-BASIC> 0.81 <EPS-DILUTED> 0.79 <YIELD-ACTUAL> 5.23 <LOANS-NON> 49,608 <LOANS-PAST> 0 <LOANS-TROUBLED> 5,704 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 62,649 <CHARGE-OFFS> 8,363 <RECOVERIES> 1,094 <ALLOWANCE-CLOSE> 70,200 <ALLOWANCE-DOMESTIC> 70,200 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0