<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 152,004 <INT-BEARING-DEPOSITS> 13,931 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 70,529 <INVESTMENTS-HELD-FOR-SALE> 103,971 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 1,764,509 <ALLOWANCE> 23,663 <TOTAL-ASSETS> 2,414,627 <DEPOSITS> 1,514,805 <SHORT-TERM> 139,253 <LIABILITIES-OTHER> 127,328 <LONG-TERM> 289,835 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 142,168 <OTHER-SE> 204,060 <TOTAL-LIABILITIES-AND-EQUITY> 2,414,627 <INTEREST-LOAN> 97,416 <INTEREST-INVEST> 10,438 <INTEREST-OTHER> 3,662 <INTEREST-TOTAL> 111,516 <INTEREST-DEPOSIT> 38,198 <INTEREST-EXPENSE> 56,701 <INTEREST-INCOME-NET> 54,815 <LOAN-LOSSES> 7,300 <SECURITIES-GAINS> 6 <EXPENSE-OTHER> 49,929 <INCOME-PRETAX> 49,597 <INCOME-PRE-EXTRAORDINARY> 29,162 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,162 <EPS-BASIC> .75 <EPS-DILUTED> .71 <YIELD-ACTUAL> 0 <LOANS-NON> 63,890 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 26,954 <CHARGE-OFFS> 11,881 <RECOVERIES> 1,290 <ALLOWANCE-CLOSE> 23,663 <ALLOWANCE-DOMESTIC> 23,663 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0