SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported) November 5, 1999 IMPERIAL CREDIT INDUSTRIES, INC. (Name of registrant as specified in its charter) California 0-19861 95-4054791 (State or other jurisdiction of (Commission File (I.R.S. employer incorporation or organization) Number) identification number) 23550 Hawthorne Boulevard Torrance, California 90505 (Address of principal executive offices) (Zip Code) Issuer's telephone number: (310) 791-8020 _________________________________________________________________ (Former name or former address, if changed since last report) Item 5. Other Events On November 5, 1999, the Registrant announced the sale of 4.3 million shares of Bay View Capital Corporation common stock. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. Item 7. Financial Statements and Exhibits (c) Exhibits 99.1 Press Release dated November 5, 1999 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. Date: November 8, 1999 IMPERIAL CREDIT INDUSTRIES, INC. By: /s/ Irwin L. Gubman ------------------------------------ Irwin L. Gubman General Counsel 3