<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <CASH> 437,968 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,289,167 <TRADING-ASSETS> 49,193 <INVESTMENTS-HELD-FOR-SALE> 751,110 <INVESTMENTS-CARRYING> 3,793 <INVESTMENTS-MARKET> 3,793 <LOANS> 3,648,237 <ALLOWANCE> (68,769) <TOTAL-ASSETS> 6,457,582 <DEPOSITS> 5,656,778 <SHORT-TERM> 101,604 <LIABILITIES-OTHER> 107,092 <LONG-TERM> 104,174 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 264,675 <OTHER-SE> 149,824 <TOTAL-LIABILITIES-AND-EQUITY> 6,457,582 <INTEREST-LOAN> 235,287 <INTEREST-INVEST> 28,571 <INTEREST-OTHER> 14,938 <INTEREST-TOTAL> 278,796 <INTEREST-DEPOSIT> 70,275 <INTEREST-EXPENSE> 82,052 <INTEREST-INCOME-NET> 196,744 <LOAN-LOSSES> 20,820 <SECURITIES-GAINS> (58) <EXPENSE-OTHER> 169,437 <INCOME-PRETAX> 81,848 <INCOME-PRE-EXTRAORDINARY> 48,886 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 48,886 <EPS-BASIC> 1.17 <EPS-DILUTED> 1.14 <YIELD-ACTUAL> 5.24 <LOANS-NON> 43,035 <LOANS-PAST> 1,466 <LOANS-TROUBLED> 4,640 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 62,649 <CHARGE-OFFS> 12,784 <RECOVERIES> 2,084 <ALLOWANCE-CLOSE> 68,769 <ALLOWANCE-DOMESTIC> 68,769 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0