<ARTICLE> 9
<LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
         THE CONSOLIDATED STATEMENTS OF INCOME AND CONSOLIDATED STATEMENTS OF
         FINANCIAL CONDITION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
         SUCH FINANCIAL STATEMENTS.
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996
<PERIOD-END>                               JUN-30-1996             JUN-30-1996
<CASH>                                          97,237                  97,237
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                 3,554                   3,554
<INVESTMENTS-HELD-FOR-SALE>                    668,262                 668,262
<INVESTMENTS-CARRYING>                       3,049,374               3,049,374
<INVESTMENTS-MARKET>                         3,027,057               3,027,057
<LOANS>                                     10,724,522              10,724,522
<ALLOWANCE>                                     48,600                  48,600
<TOTAL-ASSETS>                              15,239,983              15,239,983
<DEPOSITS>                                  10,932,352              10,932,352
<SHORT-TERM>                                   944,175                 944,175
<LIABILITIES-OTHER>                            510,025                 510,025
<LONG-TERM>                                  1,890,496               1,890,496
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       234,669                 234,669
<OTHER-SE>                                     728,266                 728,266
<TOTAL-LIABILITIES-AND-EQUITY>              15,239,983              15,239,983
<INTEREST-LOAN>                                189,014                 364,196
<INTEREST-INVEST>                               60,255                 127,560
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                               249,269                 491,756
<INTEREST-DEPOSIT>                             112,598                 224,693
<INTEREST-EXPENSE>                             154,515                 308,876
<INTEREST-INCOME-NET>                           94,754                 182,880
<LOAN-LOSSES>                                      537                   1,142
<SECURITIES-GAINS>                               5,853                  11,534
<EXPENSE-OTHER>                                 60,900                 115,065
<INCOME-PRETAX>                                 53,026                 104,617
<INCOME-PRE-EXTRAORDINARY>                      34,026                  66,217
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    34,026                  66,217
<EPS-PRIMARY>                                     1.06                    2.06
<EPS-DILUTED>                                     1.06                    2.06
<YIELD-ACTUAL>                                    7.51                    7.52
<LOANS-NON>                                     32,327                  32,327
<LOANS-PAST>                                    33,280                  33,280
<LOANS-TROUBLED>                                 8,989                   8,989
<LOANS-PROBLEM>                                  8,772                   8,772
<ALLOWANCE-OPEN>                                36,400                  35,400
<CHARGE-OFFS>                                      858                   1,592
<RECOVERIES>                                       520                     886
<ALLOWANCE-CLOSE>                               48,600                  48,600
<ALLOWANCE-DOMESTIC>                            48,600                  48,600
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                         43,943                  43,943