<ARTICLE> 7
<LEGEND>
This Schedule contains summary financial information extracted from the 
Consolidated Financial Statements of Allmerica Financial Corporation as 
of March 31, 1999 and for the period then ended, and is qualified in its 
entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                                        
<PERIOD-TYPE>                              3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               MAR-31-1999
<DEBT-HELD-FOR-SALE>                              8204
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                          99
<MORTGAGE>                                         539
<REAL-ESTATE>                                       18
<TOTAL-INVEST>                                    9163
<CASH>                                             495
<RECOVER-REINSURE>                                1204
<DEFERRED-ACQUISITION>                            1224
<TOTAL-ASSETS>                                   28461
<POLICY-LOSSES>                                   2817
<UNEARNED-PREMIUMS>                                861
<POLICY-OTHER>                                    2835
<POLICY-HOLDER-FUNDS>                             2908
<NOTES-PAYABLE>                                    284
<PREFERRED-MANDATORY>                              300
<PREFERRED>                                          0
<COMMON>                                             1
<OTHER-SE>                                        2387
<TOTAL-LIABILITY-AND-EQUITY>                     28461
<PREMIUMS>                                         539
<INVESTMENT-INCOME>                                159
<INVESTMENT-GAINS>                                 131
<OTHER-INCOME>                                     124
<BENEFITS>                                         502
<UNDERWRITING-AMORTIZATION>                         93
<UNDERWRITING-OTHER>                               151
<INCOME-PRETAX>                                    207
<INCOME-TAX>                                        49
<INCOME-CONTINUING>                                158
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       154
<EPS-PRIMARY>                                     2.69
<EPS-DILUTED>                                     2.67
<RESERVE-OPEN>                                    2597
<PROVISION-CURRENT>                                397
<PROVISION-PRIOR>                                 (47)
<PAYMENTS-CURRENT>                                 139
<PAYMENTS-PRIOR>                                   230
<RESERVE-CLOSE>                                   2613
<CUMULATIVE-DEFICIENCY>                              0