<ARTICLE> 7
<LEGEND>
This Schedule contains summary financial information extracted from the
Consolidated Financial Statements of Allmerica Financial Corporation as of
June 30, 1999 and for the period then ended, and is qualified in its
entirety reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000

                                        
<PERIOD-TYPE>                              6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               JUN-30-1999
<DEBT-HELD-FOR-SALE>                              8044
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         106
<MORTGAGE>                                         556
<REAL-ESTATE>                                       18
<TOTAL-INVEST>                                    9044
<CASH>                                             578
<RECOVER-REINSURE>                                1153
<DEFERRED-ACQUISITION>                            1285
<TOTAL-ASSETS>                                   29826
<POLICY-LOSSES>                                   2870
<UNEARNED-PREMIUMS>                                871
<POLICY-OTHER>                                    2793
<POLICY-HOLDER-FUNDS>                             3201
<NOTES-PAYABLE>                                    250
<PREFERRED-MANDATORY>                              300
<PREFERRED>                                          0
<COMMON>                                             1
<OTHER-SE>                                        2248
<TOTAL-LIABILITY-AND-EQUITY>                     29826
<PREMIUMS>                                         953
<INVESTMENT-INCOME>                                313
<INVESTMENT-GAINS>                                 126
<OTHER-INCOME>                                      58
<BENEFITS>                                         883
<UNDERWRITING-AMORTIZATION>                        204
<UNDERWRITING-OTHER>                               238
<INCOME-PRETAX>                                    295
<INCOME-TAX>                                        70
<INCOME-CONTINUING>                                218
<DISCONTINUED>                                     (3)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       214
<EPS-BASIC>                                     3.83
<EPS-DILUTED>                                     3.80
<RESERVE-OPEN>                                    2597
<PROVISION-CURRENT>                                796
<PROVISION-PRIOR>                                 (96)
<PAYMENTS-CURRENT>                                 342
<PAYMENTS-PRIOR>                                   424
<RESERVE-CLOSE>                                   2575
<CUMULATIVE-DEFICIENCY>                              0