INDEPENDENT AUDITORS' CONSENT

We consent to the  incorporation by reference in this  Post-Effective  Amendment
No. 8 to  Registration  Statement  No.  033-62193 of Glenbrook  Life and Annuity
Company  (the  "Company")  on Form S-3 of our  report  dated  February  5,  2003
relating  to the  financial  statements  and  the  related  financial  statement
schedule  of the  Company  appearing  in the  Annual  Report on Form 10-K of the
Company for the year ended  December  31, 2002,  to its use in the  Statement of
Additional  Information (which is incorporated by reference in the Prospectus of
the Company), which is part of Registration Statement No. 033-62203 of Glenbrook
Life and Annuity Company Separate  Account A (the "Account"),  to the use of our
report dated March 7, 2003 relating to the  financial  statements of the Account
also appearing in such Statement of Additional Information and to the references
to us under the heading "Experts" in such  Registration  Statement and Statement
of Additional Information.




/s/ Deloitte & Touche LLP

Chicago, Illinois
April 10, 2003