POWER OF ATTORNEY

                         ALLSTATE LIFE INSURANCE COMPANY

        Know all men by these presents that the undersigned director of Allstate
Life Insurance Company constitutes and appoints Casey J. Sylla, and Michael J.
Velotta, and each of them (with full power to each of them to act alone) as his
true and lawful attorney-in-fact and agent, with full power of substitution, for
him in any and all capacities, to sign any registration statements of Allstate
Life and Insurance Company and any amendments thereto, and to file the same,
with exhibits and other documents in connection therewith, with the Securities
and Exchange Commission or any other regulatory authority as may be necessary or
desirable, hereby ratifying and confirming all that each of said
attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or
cause to be done by virtue hereof.

February 4, 2003

/s/ DANNY L. HALE
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Danny L. Hale
Director







                                POWER OF ATTORNEY

                         ALLSTATE LIFE INSURANCE COMPANY

        Know all men by these presents that the undersigned director of Allstate
Life Insurance Company constitutes and appoints Michael J. Velotta, as his true
and lawful attorney-in-fact and agent, with full power of substitution, for him
in any and all capacities, to sign any registration statements of Allstate Life
and Insurance Company and any amendments thereto, and to file the same, with
exhibits and other documents in connection therewith, with the Securities and
Exchange Commission or any other regulatory authority as may be necessary or
desirable, hereby ratifying and confirming all that each of said
attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or
cause to be done by virtue hereof.

February 4, 2003

/s/ CASEY J. SYLLA
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Casey J. Sylla
President, Director and Chairman of the Board