Exhibit 99(a)

EXPERTS
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The consolidated  financial  statements of Allstate Life Insurance Company as of
December  31, 2003 and 2002 and for each of the three years in the period  ended
December 31, 2003 and the related financial statement schedules  incorporated by
reference in the  prospectuses  from Allstate Life  Insurance  Company's  Annual
Report on Form 10-K for the year ended December 31, 2003 and from the Statements
of Additional  Information (which are part of Registration Statement on Form N-4
(Allstate  Advisor)  and  Registration  Statement  No.  333-102934  of  Allstate
Financial  Advisors  Separate  Account I) have been audited by Deloitte & Touche
LLP,  independent  auditors,  as stated in their report,  which is  incorporated
herein by reference and have been so incorporated in reliance upon the report of
such firm given upon their authority as experts in accounting and auditing.

The  financial  statements of the  sub-accounts  comprising  Allstate  Financial
Advisors  Separate Account I as of December 31, 2003 and for each of the periods
in the two year period then ended  incorporated in the prospectuses by reference
from the Statements of Additional  Information  (which are part of  Registration
Statement  on  Form  N-4  (Allstate  Advisor)  and  Registration  Statement  No.
333-102934 of Allstate  Financial Advisors Separate Account I) have been audited
by  Deloitte  & Touche  LLP,  independent  auditors,  as stated in their  report
incorporated in the prospectuses by reference,  and have been so incorporated in
reliance upon the reports of such firm given upon their  authority as experts in
accounting and auditing.