<ARTICLE>                                            9

<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
     QUARTERLY  REPORT  ON FORM  10-QSB  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY
     REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>

<MULTIPLIER>                                   1000

                                       
<PERIOD-TYPE>                                 9-MOS
<FISCAL-YEAR-END>                             JUN-30-2000
<PERIOD-END>                                  MAR-31-2000
<CASH>                                         1,399
<INT-BEARING-DEPOSITS>                         3,040
<FED-FUNDS-SOLD>                                   0
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                   21,767
<INVESTMENTS-CARRYING>                        20,908
<INVESTMENTS-MARKET>                             261
<LOANS>                                       52,684
<ALLOWANCE>                                      219
<TOTAL-ASSETS>                                83,123
<DEPOSITS>                                    65,240
<SHORT-TERM>                                  10,250
<LIABILITIES-OTHER>                            1,007
<LONG-TERM>                                        0
<PREFERRED-MANDATORY>                              0
<PREFERRED>                                        0
<COMMON>                                          42
<OTHER-SE>                                     6,584
<TOTAL-LIABILITIES-AND-EQUITY>                83,123
<INTEREST-LOAN>                                2,967
<INTEREST-INVEST>                              1,501
<INTEREST-OTHER>                                   0
<INTEREST-TOTAL>                               4,468
<INTEREST-DEPOSIT>                             2,021
<INTEREST-EXPENSE>                             2,430
<INTEREST-INCOME-NET>                          2,038
<LOAN-LOSSES>                                      9
<SECURITIES-GAINS>                                 0
<EXPENSE-OTHER>                                1,927
<INCOME-PRETAX>                                  454
<INCOME-PRE-EXTRAORDINARY>                       454
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                     329
<EPS-BASIC>                                      .82
<EPS-DILUTED>                                    .82
<YIELD-ACTUAL>                                  7.38
<LOANS-NON>                                        0
<LOANS-PAST>                                     118
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                  118
<ALLOWANCE-OPEN>                                 216
<CHARGE-OFFS>                                      0
<RECOVERIES>                                       0
<ALLOWANCE-CLOSE>                                219
<ALLOWANCE-DOMESTIC>                             219
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                          219