<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION. </LEGEND> <MULTIPLIER> 1000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 863 <INT-BEARING-DEPOSITS> 2,470 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 3,630 <INVESTMENTS-CARRYING> 15,470 <INVESTMENTS-MARKET> 15,043 <LOANS> 186,335 <ALLOWANCE> 846 <TOTAL-ASSETS> 213,547 <DEPOSITS> 161,186 <SHORT-TERM> 28,500 <LIABILITIES-OTHER> 2,409 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 219 <OTHER-SE> 21,233 <TOTAL-LIABILITIES-AND-EQUITY> 213,547 <INTEREST-LOAN> 7,053 <INTEREST-INVEST> 574 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 7,627 <INTEREST-DEPOSIT> 3,858 <INTEREST-EXPENSE> 582 <INTEREST-INCOME-NET> 3,187 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,490 <INCOME-PRETAX> 1,355 <INCOME-PRE-EXTRAORDINARY> 1,355 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 809 <EPS-BASIC> 0.62 <EPS-DILUTED> 0.62 <YIELD-ACTUAL> 3.19 <LOANS-NON> 126 <LOANS-PAST> 191 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 380 <ALLOWANCE-OPEN> 857 <CHARGE-OFFS> 17 <RECOVERIES> 6 <ALLOWANCE-CLOSE> 846 <ALLOWANCE-DOMESTIC> 846 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0