<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION. </LEGEND> <MULTIPLIER> 1000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 4,233 <INT-BEARING-DEPOSITS> 886 <FED-FUNDS-SOLD> 500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 156,562 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 156,562 <ALLOWANCE> 2,210 <TOTAL-ASSETS> 459,085 <DEPOSITS> 382,057 <SHORT-TERM> 0 <LIABILITIES-OTHER> 10,715 <LONG-TERM> 27,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 3,780 <OTHER-SE> 35,534 <TOTAL-LIABILITIES-AND-EQUITY> 459,085 <INTEREST-LOAN> 10,695 <INTEREST-INVEST> 5,131 <INTEREST-OTHER> 138 <INTEREST-TOTAL> 15,964 <INTEREST-DEPOSIT> 6,624 <INTEREST-EXPENSE> 880 <INTEREST-INCOME-NET> 8,459 <LOAN-LOSSES> 150 <SECURITIES-GAINS> (107) <EXPENSE-OTHER> 5,037 <INCOME-PRETAX> 4,894 <INCOME-PRE-EXTRAORDINARY> 4,894 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,308 <EPS-BASIC> 1.10 <EPS-DILUTED> 1.10 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 1,628 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,366 <CHARGE-OFFS> 318 <RECOVERIES> 12 <ALLOWANCE-CLOSE> 2,210 <ALLOWANCE-DOMESTIC> 2,210 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0