<ARTICLE>                                            9

<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
     QUARTERLY  REPORT  ON FORM  10-QSB  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY
     REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>

<MULTIPLIER>                                   1000

                                      
<PERIOD-TYPE>                                 3-MOS
<FISCAL-YEAR-END>                             JUN-30-2001
<PERIOD-END>                                  SEP-30-2000
<CASH>                                          1,917
<INT-BEARING-DEPOSITS>                            298
<FED-FUNDS-SOLD>                                    0
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                    21,489
<INVESTMENTS-CARRYING>                            230
<INVESTMENTS-MARKET>                              230
<LOANS>                                        55,129
<ALLOWANCE>                                       232
<TOTAL-ASSETS>                                 83,826
<DEPOSITS>                                     66,634
<SHORT-TERM>                                    9,450
<LIABILITIES-OTHER>                               888
<LONG-TERM>                                         0
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<COMMON>                                           42
<OTHER-SE>                                      6,812
<TOTAL-LIABILITIES-AND-EQUITY>                 83,826
<INTEREST-LOAN>                                 1,174
<INTEREST-INVEST>                                 428
<INTEREST-OTHER>                                    0
<INTEREST-TOTAL>                                1,602
<INTEREST-DEPOSIT>                                788
<INTEREST-EXPENSE>                                146
<INTEREST-INCOME-NET>                             668
<LOAN-LOSSES>                                      14
<SECURITIES-GAINS>                                  0
<EXPENSE-OTHER>                                   739
<INCOME-PRETAX>                                    27
<INCOME-PRE-EXTRAORDINARY>                         27
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                       20
<EPS-BASIC>                                       .05
<EPS-DILUTED>                                     .05
<YIELD-ACTUAL>                                  8,127
<LOANS-NON>                                       186
<LOANS-PAST>                                        0
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                                  218
<CHARGE-OFFS>                                       0
<RECOVERIES>                                        0
<ALLOWANCE-CLOSE>                                 232
<ALLOWANCE-DOMESTIC>                              232
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                           232