<ARTICLE>                                            9

<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
     QUARTERLY  REPORT  ON FORM  10-QSB  AND IS  QUALIFIED  IN ITS  ENTIRETY  BY
     REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>

<MULTIPLIER>                                   1000

                                            
<PERIOD-TYPE>                                      3-MOS
<FISCAL-YEAR-END>                            JUN-30-2001
<PERIOD-END>                                 SEP-30-2000
<CASH>                                               327
<INT-BEARING-DEPOSITS>                             1,605
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                        3,223
<INVESTMENTS-CARRYING>                            15,201
<INVESTMENTS-MARKET>                              14,515
<LOANS>                                           18,317
<ALLOWANCE>                                          115
<TOTAL-ASSETS>                                    41,310
<DEPOSITS>                                        35,046
<SHORT-TERM>                                       1,000
<LIABILITIES-OTHER>                                  258
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                              33
<OTHER-SE>                                         2,996
<TOTAL-LIABILITIES-AND-EQUITY>                    41,310
<INTEREST-LOAN>                                      366
<INTEREST-INVEST>                                    315
<INTEREST-OTHER>                                      37
<INTEREST-TOTAL>                                     718
<INTEREST-DEPOSIT>                                   385
<INTEREST-EXPENSE>                                    23
<INTEREST-INCOME-NET>                                310
<LOAN-LOSSES>                                          0
<SECURITIES-GAINS>                                     2
<EXPENSE-OTHER>                                      293
<INCOME-PRETAX>                                       56
<INCOME-PRE-EXTRAORDINARY>                            56
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                          39
<EPS-BASIC>                                         0.14
<EPS-DILUTED>                                       0.14
<YIELD-ACTUAL>                                      2.92
<LOANS-NON>                                          310
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                     155
<CHARGE-OFFS>                                          0
<RECOVERIES>                                           0
<ALLOWANCE-CLOSE>                                    155
<ALLOWANCE-DOMESTIC>                                 155
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0