EXHIBIT 23.2

                               CONSENT OF KPMG LLP









                        INDEPENDENT AUDITORS' CONSENT



The Board of Directors
FloridaFirst Bancorp, Inc.:


     We consent to the incorporation by reference in the Registration  Statement
on Form S-8 of FloridaFirst Bancorp, Inc., of our report dated November 3, 2000,
except  as to  note  15  which  is as of  December  21,  2000,  relating  to the
consolidated  statements  of  financial  condition of  FloridaFirst  Bancorp and
subsidiary  as of  September  30, 2000 and 1999,  and the  related  consolidated
statements of earnings,  stockholders' equity and comprehensive income, and cash
flows for each of the years in the three-year  period ended  September 30, 2000,
which report  appears in the  September  30, 2000 annual  report on Form 10-K of
FloridaFirst Bancorp, Inc.



            /s/KPMG LLP



Tampa, Florida
February 28, 2001