SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported):
                                  May 30, 2001


                            AMBANC HOLDING CO., INC.
           ----------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)




          Delaware                  0-27036                  14-1783770
         ----------                ---------                ------------
(State or other jurisdiction     (SEC File No.)     (IRS Employer Identification
      of incorporation)                                        Number)


11 Division Street, Amsterdam, New York                        12010-4303
- ---------------------------------------                      --------------
(Address of principal executive offices)                        (Zip Code)


Registrant's telephone number, including area code:           (518) 842-7200
                                                              --------------


                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last Report)



                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------



Item 5.  Other Events
- ---------------------

         A copy of a  press  release  issued  May  30,  2001  by the  Registrant
announcing the reason for the postponement of the Registrant's Annual Meeting of
Stockholders  is  attached  hereto as Exhibit 99 and is  incorporated  herein by
reference in its entirety.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits
- ---------------------------------------------------------------------------

Exhibit 99 -- Press Release dated May 30, 2001.
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                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                          AMBANC HOLDING CO., INC.


Date:    May 30, 2001                By:  /s/Robert Kelly
                                          --------------------------------------
                                          Robert Kelly
                                          Vice President and General Counsel