SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2001 ------------- FSF FINANCIAL CORP. - -------------------------------------------------------------------------------- Minnesota 0-24648 41-1783064 - --------- ------- ---------- (State or other jurisdiction (SEC File No.) (IRS Employer of incorporation) Identification Number) 201 Main Street South, Hutchinson, MN 55350-2573 - ------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code:(320) 234-4500 -------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) FSF FINANCIAL CORP. INFORMATION TO BE INCuLUDED IN REPORT ------------------------------------- Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------------------------------------------------ ( c ) Exhibits 99 Press release dated July 18, 2001. 99.1 Press release dated July 26, 2001. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. FSF FINANCIAL CORP. Date: July 26, 2001 By: /s/ Richard H. Burgart ------------- ---------------------- Richard H. Burgart Chief Financial Officer