SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
September 7, 2001
ADVANCE FINANCIAL BANCORP
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(Exact name of Registrant as specified in its Charter)
Delaware 0-21885 55-0753533
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(State or other jurisdiction (SEC File No.) (IRS Employer Identification
of incorporation) Number)
1015 Commerce Street, Wellsburg, WV 26070
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (304) 737-3531
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 5. Other Events
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As of the close of business on September 7, 2001, Advance Financial
Bancorp completed its previously announced acquisition of Ohio State Financial
Services, Inc., Bridgeport, Ohio. For further information please refer to the
Press Release attached as Exhibit 99 to this Report.
Item 7. Exhibits
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(c) Exhibits
Exhibit 99 -- Press Release, dated September 10, 2001.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
ADVANCE FINANCIAL BANCORP
Date: September 12, 2001 By: /s/Stephen M. Gagliardi
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Stephen M. Gagliardi
President and Chief Executive Officer