SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20552
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
December 5, 2002
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Date of Report (Date of earliest event reported)
Synergy Financial Group, Inc.
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(Exact name of Registrant as specified in its Charter)
United States 0-49980 22-3798677
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(State or other jurisdiction (File No.) (IRS Employer
of incorporation) Identification Number)
310 North Avenue East, Cranford, New Jersey 07016
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (800) 693-3838
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Not Applicable
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(Former name or former address, if changed since last Report)
Synergy Financial Group, Inc.
INFORMATION TO BE INCLUDED IN REPORT
Item 4. Changes in Registrant's Certifying Accountant
On December 5, 2002, the Registrant dismissed Fontanella and Babitts,
Certified Public Accountants, as the Registrant's independent auditors and
appointed Grant Thornton, LLP as its new independent auditors. The decision to
change accountants was approved by the Registrant's Board of Directors.
Fontanella and Babitts' reports on the Registrant's consolidated financial
statements for the two fiscal years ended December 31, 2001 did not contain an
adverse opinion or disclaimer of opinion, and were not qualified or modified as
to uncertainty, audit scope or accounting principles.
In connection with audits of the two fiscal years ended December 31, 2001
and any subsequent interim period preceding the date hereof, there were no
disagreements or reportable events between the Registrant and Fontanella and
Babitts on any matters of accounting principles or practices, financial
statement disclosure, or auditing scope or procedure, which, if not resolved to
the satisfaction of Fontanella and Babitts, would have caused them to make a
reference to the subject matter of the disagreements or reportable events in
connection with their reports.
Effective December 5, 2002, the Registrant engaged Grant Thornton, LLP as
its independent auditors. During the two most recent fiscal years and the
subsequent interim period to the date hereof, the Registrant did not consult
with Grant Thornton, LLP regarding any of the matters or events set forth in
Item 304(a)(2)(i) and (ii) of Regulation S-B.
Item 7. Financial Statements, Pro Forma Financial Information
and Exhibits
(a) Not applicable.
(b) Not applicable.
(c) Exhibits.
16.1 Letter of concurrence from Fontanella and Babitts, Certified
Public Accountants, regarding change in certifying accountant
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.
SYNERGY FINANCIAL GROUP, INC.
Date: December 11, 2002 By: /s/ Ralph A. Fernandez
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Ralph A. Fernandez
Chief Financial Officer