[Larson Allen Letterhead]


                        INDEPENDENT ACCOUNTANTS' CONSENT



The Board of Directors and Stockholders
FSF Financial Corp.
Hutchinson, Minnesota 55350


We consent to the use of our report  dated  October  26,  2002,  relating to the
consolidated  statements  of financial  condition  of FSF  Financial  Corp.  and
Subsidiaries as of September 30, 2002 and the related consolidated statements of
income,  comprehensive  income,  changes in stockholders' equity, and cash flows
for the three  years then  ended,  which  report  appears  in the  Corporation's
September 30, 2002 annual report and incorporated by reference in Form 10-K.



/s/Larson, Allen, Weishair & Co., LLP
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Larson, Allen, Weishair & Co., LLP
Austin, Minnesota
December 16, 2002