CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with the  Annual  Report  of  FloridaFirst  Bancorp,  Inc.  (the
"Company") on Form 10-K for the year ending September 30, 2002 as filed with the
Securities  and  Exchange  Commission  on the date  hereof (the  "Report"),  we,
Gregory  C.  Wilkes,  Chief  Executive  Officer,  and  Kerry P.  Charlet,  Chief
Financial  Officer,  certify,  pursuant to 18 U.S.C.  Section  1350,  as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

         (2) The  information  contained in the Report fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.




/s/ Gregory C. Wilkes                           /s/ Kerry P. Charlet
- --------------------------------                --------------------------------
Gregory C. Wilkes                               Kerry P. Charlet
Chief Executive Officer                         Chief Financial Officer




December 24, 2002