SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 2, 2003 WSFS Financial Corporation - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-16668 22-2866913 - ---------------------------- --------------- -------------- (State or other jurisdiction (SEC File No.) (IRS Employer of incorporation) Identification Number) 838 Market Street, Wilmington, Delaware 19899 - ---------------------------------------- -------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (302)792-6000 ------------- Not Applicable - ------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) WSFS FINANCIAL CORPORATION INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 5. Other Events - --------------------- On January 2, 2003, the Registrant announced it had closed the previously announced sale of its majority-owned subsidiary, Wilmington Finance, Inc., an originator and seller of non- conforming loans. For further details, reference is made to the Press Release dated January 2, 2003, which is attached hereto as Exhibit 99 and incorporated herein by this reference. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits - --------------------------------------------------------------- Exhibit 99 -- Press Release dated January 2, 2003. - ---------- -2- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. WSFS FINANCIAL CORPORATION Date: January 3, 2003 By:/s/Marvin N. Schoenhals ---------------- -------------------------- Marvin N. Schoenhals Chariman and President -3-