SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2003 PHSB Financial Corporation - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Pennsylvania 0-33419 25-1894708 - ---------------------------- -------------- ---------------------------- (State or other jurisdiction (SEC File No.) (IRS Employer Identification of incorporation) Number) 744 Shenango Road, Beaver Falls, Pennsylvania 15010 - --------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (724) 846-7300 -------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 5. Other Events - ------- ------------ On February 3, 2003, PHSB Financial Corporation issued a press release as a correction to its January 15, 2003 earnings release. For further information please refer to the Press Release attached as Exhibit 99 to this Report. Item 7. Exhibits - ------- -------- (c) Exhibits Exhibit 99 -- Press Release, dated February 3, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. PHSB FINANCIAL CORPORATION Date: February 3, 2003 By: /s/James P. Wetzel, Jr. ------------------------------------- James P. Wetzel, Jr. President and Chief Executive Officer