SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
February 10, 2003
IBT Bancorp, Inc.
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-25903 25-1532164
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(State or other jurisdiction (SEC File No.) (IRS Employer
of incorporation) Identification Number)
309 Main Street, Irwin, Pennsylvania 15642
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (724) 863-3100
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 5. Other Events
The Registrant announced its earnings for the fourth quarter and full
year 2002.
For further details, reference is made to the Press Release dated
February 10, 2003, which is attached hereto as Exhibit 99 and
incorporated herein by this reference.
Item 7. Financial Statements, Pro Forma Financial Information
and Exhibits
Exhibit 99 -- Press Release dated February 10, 2003.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
IBT Bancorp, Inc.
Date: February 11, 2003 By: /s/Charles G. Urtin
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Charles G. Urtin
President and Chief Executive Officer