EXHIBIT 3(ii)
                 ARTICLE III, SECTION 15, OF THE AMENDED BYLAWS
                           SISTERSVILLE BANCORP, INC.



                                                                 Exhibit 3(ii)
                                                                 -------------


Amendment to the Bylaws of Sistersville Bancorp, Inc.

Amendment number one adopted February 20, 2003:

      Article III is hereby amended by the addition of Section 15 as follows:

      SECTION 15.  Residency  Requirement.  All  directors of the Company  shall
maintain a permanent year round residence within a radius of fifty (50) miles of
the main  office of the  Company,  or within a radius of fifty (50) miles of any
branch office of any subsidiary of the Company.