INDEPENDENT AUDITORS' CONSENT

We consent to the  incorporation  by reference in  Registration  Statement  Nos.
333-32681  and  333-89839 of Sun  Bancorp,  Inc. on Form S-8 of our report dated
February 3, 2003 (March 19, 2003 as to Note 27) (which  expressed an unqualified
opinion and an  explanatory  paragraph  concerning  the change in accounting for
goodwill in 2002 to conform to Statement of Financial  Accounting  Standards No.
147),  incorporated  by  reference  in this  Annual  Report  on Form 10-K of Sun
Bancorp, Inc. for the year ended December 31, 2002





/s/Deloitte & Touche LLP
DELOITTE & TOUCHE LLP
Philadelphia, Pennsylvania
March 26, 2003