UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
April 25, 2003
IBT Bancorp, Inc.
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(Exact name of Registrant as specified in its Charter)
Pennsylvania 0-25903 25-1532164
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification Number)
309 Main Street, Irwin, Pennsylvania 15642
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (724) 863-3100
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated April 25, 2003
Item 9. Regulation FD Disclosure
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Information under this Item 9 is being provided pursuant to Item 12 -
Results of Operations and Financial Condition in accordance with Release No.
34-47583. On April 25, 2003, the Registrant issued a press release to report
results of operations for the quarter ended March 31, 2003. A copy of the press
release is furnished with this Form 8-K as an exhibit.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
IBT Bancorp, Inc.
Date: April 28, 2003 By: /s/Charles G. Urtin
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Charles G. Urtin
President and Chief Executive Officer