CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



         In connection with the Quarterly  Report of Eureka Financial Corp. (the
"Company")  on Form 10-QSB for the period ended March 31, 2003 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), we, Edward
F. Seserko, President and Chief Executive Officer, and Gary B. Pepper, Executive
Vice President and Chief  Financial  Officer,  certify,  pursuant to 18 U.S.C. '
1350, as adopted pursuant to ' 906 of the Sarbanes-Oxley Act of 2002, that:

         (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

         (2) The  information  contained in the Report fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.





/s/Edward F. Seserko                          /s/ Gary B. Pepper
- -------------------------------------         ----------------------------------
Edward F. Seserko                             Gary B. Pepper
President and Chief Executive Officer         Executive Vice President and Chief
                                              Financial Officer




May 13, 2003



A signed  original of this  written  statement  required by Section 906 has been
provided to the Company and will be retained by the Company and furnished to the
Securities and Exchange Commission or its staff upon request.