SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                                  July 29, 2003





                            FARNSWORTH BANCORP, INC.
- -------------------------------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)



       New Jersey                       0-24621         22-3591051
- ----------------------------       -----------------   -----------
(State or other jurisdiction         (SEC File No.)    (IRS Employer
     of incorporation)                                Identification
                                                          Number)


789 Farnsworth Avenue, Bordentown, NJ.                   08505
- ----------------------------------------                --------
(Address of principal executive offices)               (Zip Code)




Registrant's telephone number, including area code:   (609)298-0723
                                                      -------------


                                 Not Applicable
- -------------------------------------------------------------------------------
          (Former name or former address, if changed since last Report)






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                            FARNSWORTH BANCORP, INC.


                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------



Item 7.  Financial Statements, Pro Forma Financial Information
         and Exhibits
         -----------------------------------------------------


         (c) Exhibits:

               99  Press Release dated July 29, 2003



Item 12.  Results of Operations and Financial Condition
          ---------------------------------------------

         On July 29,  2003,  the  Registrant  issued a press  release  to report
earnings for the quarter  ended June 30,  2003.  A copy of the press  release is
furnished with this Form 8-K as Exhibit 99.



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                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                               FARNSWORTH BANCORP, INC.


Date: July 29, 2003                        By: /s/Gary N. Pelehaty
     -----------------                         -------------------------
                                               Gary N. Pelehaty
                                               President and Chief
                                               Executive Officer




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