EXHIBIT 32



                            CERTIFICATION PURSUANT TO
                               18 U.S.C. ss.1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



     In connection  with the Quarterly  Report of Eureka  Financial  Corp.  (the
"Company") on Form 10-QSB for the quarter ended June 30, 2003 (the  "Report") as
filed with the Securities and Exchange Commission on the date hereof, we, Edward
F. Seserko, President and Chief Executive Officer, and Gary B. Pepper, Executive
Vice  President  and Chief  Financial  Officer,  certify,  pursuant to 18 U.S.C.
ss.1350,  as adopted pursuant to section 906 of the  Sarbanes-Oxley Act of 2002,
that:

(1) The Report fully  complies  with the  requirements  of Section  13(a) of the
Securities Exchange Act of 1934; and

(2) The  information  contained in the Report fairly  presents,  in all material
respects, the financial condition and results of operations of the Company.



Date: August 8, 2003



/s/ Edward F. Seserko                        /s/ Gary B. Pepper
- -------------------------------------        ----------------------------------
Edward F. Seserko                            Gary B. Pepper
President and Chief Executive Officer        Executive Vice President and
                                             Chief Financial Officer




     A signed  original of this  written  statement  required by Section 906 has
been  provided to the Company and will be retained by the Company and  furnished
to the Securities and Exchange Commission or its staff upon request.