CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In  connection  with the Quarterly  Report of  FloridaFirst  Bancorp,  Inc. (the
"Company")  on Form 10-Q for the period  ending  June 30, 2003 as filed with the
Securities and Exchange  Commission on the date hereof (the "Report"),  I, Kerry
P. Charlet,  Chief Financial  Officer,  certify,  pursuant to 18 U.S.C.  Section
1350,  as adopted  pursuant  to Section 906 of the  Sarbanes-Oxley  Act of 2002,
that:

     (1) The Report fully  complies  with the  requirements  of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.




August 13, 2003                             /s/ Kerry P. Charlet
- ------------------                          ----------------------------------
                                            Kerry P. Charlet
                                            Chief Financial Officer