CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



         In connection with the Quarterly  Report of WSFS Financial  Corporation
(the  "Company") on Form 10-Q for the quarter ended June 30, 2003 (the "Report")
as filed with the  Securities  and Exchange  Commission on the date hereof,  we,
Marvin N. Schoenhals,  Chairman, President and Chief Executive Officer, and Mark
A. Turner, Chief Operating Officer and Chief Financial Officer certify, pursuant
to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the  Sarbanes-Oxley Act
of 2002, that:

1)   The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

2)   The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.




/s/ Marvin N. Schoenhals                       /s/ Mark A. Turner
- ------------------------                       ---------------------------------
Marvin N. Schoenhals                           Mark A. Turner
Chairman and President                         Chief Operating Officer and
                                               Chief Financial Officer


August 14, 2003