SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
September 11, 2003
SKIBO FINANCIAL CORP.
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(Exact name of Registrant as specified in its Charter)
United States 000-25009 25-1820465
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(State or other jurisdiction (SEC File No.) (IRS Employer
of incorporation) Identification Number)
242 East Main Street, Carnegie, Pennsylvania 15106
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (412) 276-2424
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 5. Other Events
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On September 11, 2003, the Registrant and Northwest Bancorp, Inc., the
holding company for Northwest Savings Bank and Jamestown Savings Bank, announced
that they have signed a definitive merger agreement under which Northwest
Bancorp, MHC would acquire the Registrant, Skibo Bancshares, M.H.C., and First
Carnegie Deposit.
A copy of the press release regarding such announcement is incorporated
herein by reference in its entirety as Exhibit 99.
Item 7. Financial Statements, Pro Forma Financial Information
and Exhibits
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Exhibit
Number Description
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2.1 Agreement and Plan of Merger, dated as of September 11, 2003,
between the Registrant, Skibo Bancshares, M.H.C., First Carnegie
Deposit, and Northwest Bancorp, Inc., Northwest Bancorp, MHC, and
Northwest Savings Bank.
99 Press Release dated September 11, 2003. *
* Incorporated by reference into the DEFA14A filed by the Registrant on
September 12, 2003.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
SKIBO FINANCIAL CORP.
Date: September 12, 2003 By: /s/Walter G. Kelly
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Walter G. Kelly
President