SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 10, 2003 PHSB FINANCIAL CORPORATION --------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Pennsylvania 0-33419 25-1894708 -------------- --------- ------------ (State or other jurisdiction (SEC File No.) (IRS Employer Identification of incorporation) Number) 744 Shenango Road, Beaver Falls, Pennsylvania 15010 - --------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (724) 846-7300 -------------- Not Applicable -------------- (Former name or former address, if changed since last Report) INFORMATION TO BE INCLUDED IN REPORT ITEM 5. OTHER EVENTS On October 10, 2003, PHSB Financial Corporation issued a press release to report the declaration of a special cash dividend in addition to the regular quarterly dividend. A copy of the press release is furnished as Exhibit 99 to this Form 8-K. ITEM 7. EXHIBITS (c) Exhibits Exhibit 99 -- Press Release, dated October 10, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. PHSB FINANCIAL CORPORATION Date: October 10, 2003 By: /s/Richard E. Canonge --------------------- Richard E. Canonge Chief Financial Officer