SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 20, 2003 THISTLE GROUP HOLDINGS, CO. ------------------------------------------------------ (Exact name of Registrant as specified in its Charter) Pennsylvania 000-24353 23-2960768 - ---------------------------- -------------- ------------- (State or other jurisdiction (SEC File No.) (IRS Employer of incorporation) Identification Number) 6060 Ridge Avenue, Philadelphia, Pennsylvania 19128 - --------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (215) 483-2800 -------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last Report) THISTLE GROUP HOLDINGS, CO. INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ----------------------------------------- (c) Exhibits: 99 Press Release dated October 20, 2003 Item 9. Regulation FD Disclosure ------------------------ Information under this Item 9 is being provided pursuant to Item 12 - Results of Operations and Financial Condition in accordance with Release No. 34-47583. On October 20, 2003, the Registrant issued a press release to report earnings for the quarter ended September 30, 2003. A copy of the press release is furnished with this Form 8-K as exhibit 99. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. THISTLE GROUP HOLDINGS, CO. Date: October 21, 2003 By: /s/Pamela M. Cyr ---------------------------- Pamela M. Cyr Chief Financial Officer