UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
November 4, 2003
GFSB Bancorp, Inc.
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(Exact name of Registrant as specified in its Charter)
Delaware 0-25854 04-2095007
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(State or other jurisdiction (Commission File (IRS Employer
of incorporation) Number) Identification Number)
221 West Aztec Avenue, Gallup, New Mexico 87301
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (505) 726-6500
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Not Applicable
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(Former name or former address, if changed since last Report)
GFSB BANCORP, INC.
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated November 4, 2003
Item 12. Results of Operation and Financial Condition
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On November 4, 2003, the Registrant issued a press release to report
earnings for the quarter ended September 30, 2003. A copy of the press release
is furnished with this Form 8-K as an exhibit.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
GFSB Bancorp, Inc.
Date: November 4, 2003 By: /s/Jerry R. Spurlin
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Jerry R. Spurlin
Chief Financial Officer
(Duly Authorized Representative)