UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
November 5, 2003
Wells Financial Corp.
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(Exact name of Registrant as specified in its Charter)
Minnesota 0-25342 41-1799504
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification Number)
53 First Street, S.W., Wells, Minnesota 56097
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (507) 553-3151
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Not Applicable
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(Former name or former address, if changed since last Report)
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated November 5, 2003
Item 12. Results of Operations and Financial Condition
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On November 5, 2003, the Registrant issued a press release to report
earnings for the quarter ended September 30, 2003. A copy of the press release
is furnished with this Form 8-K as an exhibit.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
Wells Financial Corp.
Date: November 5, 2003 By: /s/Lonnie R. Trasamar
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Lonnie R. Trasamar
President and Chief Executive Officer
(Duly Authorized Representative)