SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20552 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 10, 2003 Date of Report (Date of earliest event reported) RESERVE BANCORP, INC. ----------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Pennsylvania 0- 49696 23-3102103 - ----------------------------- -------------- ---------------- (State or other jurisdiction (File No.) (IRS Employer of incorporation) Identification Number) 2000 Mt. Troy Road, Pittsburgh, Pennsylvania 15212 - --------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (412) 322-6107 --------------- Not Applicable -------------- (Former name or former address, if changed since last Report) RESERVE BANCORP, INC. INFORMATION TO BE INCLUDED IN REPORT Item 5. Other Events ------------ On November 10, 2003, the Registrant announced that its Board of Directors has declared a semi-annual cash dividend of $.10 per share to stockholders of record as of December 15, 2003, payable on or about December 31, 2003 The Registrant also announced the appointment of a new director, Mr. Brian S. Allen, to the Board seat of deceased director, Fred Maitz, Jr. For further details, reference is made to the Press Release dated November 10, 2003, which is attached hereto as Exhibit 99 and incorporated herein by this reference. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------ (c) Exhibits. 99 Press Release dated November 10, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. RESERVE BANCORP, INC. Date: November 10, 2003 By: /s/Robert B. Kastan -------------------------------------- Robert B. Kastan, Treasurer/Controller