CERTIFICATION PURSUANT TO
                               18 U.S.C. ss.1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



         In  connection  with the  Quarterly  Report of Sun Bancorp,  Inc.  (the
"Company") on Form 10-Q for the quarter ended  September 30, 2003 (the "Report")
as filed with the  Securities  and Exchange  Commission on the date hereof,  we,
Thomas A. Bracken,  President  and Chief  Executive  Officer,  and Dan A. Chila,
Executive Vice President and Chief Financial  Officer,  certify,  pursuant to 18
U.S.C.  ss.1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of
2002, that:

         (1) The Report fully complies with the requirements of Section 13(a) of
the Securities Exchange Act of 1934; and

         (2) The  information  contained in the Report fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Company.



/s/Thomas A. Bracken                                /s/Dan A. Chila
- --------------------------------                    ----------------------------
Thomas A. Bracken                                   Dan A. Chila
President and Chief Executive Officer               Executive Vice President
                                                    and Chief Financial Officer



Date: November 14, 2003