Larson Allen SM


                          CPAs, Consultants & Advisors
                              www.larsonallen.com


                        INDEPENDENT ACCOUNTANTS' CONSENT




To the Board of Directors and Shareholders
FSF Financial Corp. & Subsidiaries
Hutchinson, Minnesota 55350

We consent to the use of our report  dated  October  26,  2002,  relating to the
consolidated  balance  sheet  of FSF  Financial  Corp.  and  Subsidiaries  as of
September  30,  2002  and  the  related   consolidated   statements  of  income,
comprehensive  income,  changes in stockholders' equity, and cash flows for each
of the two fiscal years in the period  ended  September  30, 2002,  which report
appears in the Company's September 30, 2003 Form 10-K filed with the SEC.


/s/Larson, Allen, Weishair & Co., LLP

Larson, Allen, Weishair & Co., LLP
Austin, Minnesota
December 18, 2003