UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
January 20, 2004
FSF Financial Corp.
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(Exact name of Registrant as specified in its Charter)
Minnesota 0-24648 41-1783064
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification
Number)
201 Main Street South, Hutchinson, Minnesota 55350-2573
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (320) 234-4500
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Not Applicable
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(Former name or former address, if changed since last Report)
FSF FINANCIAL CORP.
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated January 20, 2004
Item 12. Results of Operations and Financial Condition
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On January 20, 2004, the Registrant issued a press release to report
operating results for the quarter ended December 31, 2003, and to announce the
payment of a dividend. A copy of the press release is furnished with this Form
8-K as an exhibit.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FSF Financial Corp.
Date: January 20, 2004 By: /s/Donald A. Glas
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Donald A. Glas
Chief Executive Officer
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