UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                January 23, 2004



                             Eureka Financial Corp.
                             ----------------------
             (Exact name of Registrant as specified in its Charter)



United States                          000-50234                 75-3098403
- ----------------------------    ------------------------       -------------
(State or other jurisdiction    (Commission File Number)       (IRS Employer
of incorporation)                                         Identification Number)



3455 Forbes Avenue at McKee Place, Pittsburgh, Pennsylvania        15213
- -----------------------------------------------------------       --------
(Address of principal executive offices)                         (Zip Code)



Registrant's telephone number, including area code:  (412) 681-8400
                                                     --------------


                                 Not Applicable
 -------------------------------------------------------------------------------
          (Former name or former address, if changed since last Report)



                             EUREKA FINANCIAL CORP.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 7.   Financial Statements, Pro Forma Financial
          Information and Exhibits
          ------------------------

            (c) Exhibits:

                  99.1     Press Release dated January 23, 2004


Item 12.  Results of Operations and Financial Condition
- --------  ---------------------------------------------

         On January 23 2004,  the  Registrant  issued a press  release to report
earnings for the quarter ended December 31, 2003. A copy of the press release is
furnished with this Form 8-K as an exhibit.




                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, hereunto duly authorized.


                                           Eureka Financial Corp.


Date:    January 26, 2004
                                       By: /s/Edward F. Seserko
                                           -------------------------------------
                                           Edward F. Seserko
                                           President and Chief Executive Officer
                                           (Duly Authorized Officer)