CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection  with the Annual Report of Eureka  Financial  Corp,  Inc.
(the  "Company")  on Form 10-QSB for the quarter  ended  December  31, 2003 (the
"Report")  as filed with the  Securities  and  Exchange  Commission  on the date
hereof, we, Edward F. Seserko,  President and Chief Executive Officer,  and Gary
B. Pepper,  Executive  Vice  President  and Chief  Financial  Officer,  certify,
pursuant  to 18 U.S.C.  ss.1350,  as  adopted  pursuant  to  section  906 of the
Sarbanes-Oxley Act of 2002, that:

(1)  The Report fully  complies  with the  requirements  of Section 13(a) of the
     Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.



Date:  February  10, 2004



/s/Edward F. Seserko                          /s/Gary B. Pepper
- -------------------------------------         ----------------------------
Edward F. Seserko                             Gary B. Pepper
President and Chief Executive Officer         Executive Vice President and
                                              Chief Financial Officer




         A signed original of this written statement required by Section 906 has
been  provided to the Company and will be retained by the Company and  furnished
to the Securities and Exchange Commission or its staff upon request.